Welcome, we are Steve & Carol York. Real Estate professionals servicing Acworth, Kennesaw, Marietta, Powder Springs, Smyrna, Vinings, Roswell and other North Metro Atlanta area communities. We are dedicated to meeting your real estate needs. Whether you are selling your current home, buying your dream home or looking to invest in real estate, The York Atlanta Realty Team will be by your side every step of the way to help you get the job done. For us, it's more than real estate. It's about your life and your dreams.
*** First Time Home Buyers *** (have not owned a home in the last three years)
This is the best time to buy a home. Home values are down, interest rates are at historic lows, but buying a home for the first time can be pretty scary. To help you get started, we are happy to provide you with a complimentary copy of the book "Y
our First Home" The book is full of stories and wisdom from successful first-time home buyers. Once you receive the book, we suggest that we schedule a Buyers Consultation, so that you can get to know us and we can discuss your needs and develop a successful plan.
*** Expires December 1, 2009 ***
The First-time Home Buyers Tax Credit authorizes a $8,000 tax credit for qualified first-time home buyers purchasing a home between January 1, 2009 and December 1, 2009. Learn more...
*** Foreclosures & Short Sales Opportunities
There are a great many buying opportunities in this market. Historically low interest rates and homes that are in Foreclosure or being sold as Short Sales. Many of these are new construction homes. If you are interested in finding one of these homes, call us. We can help.
*** Facing Foreclosure?
Have you experienced a financial setback and in fear of losing your home.
- Loss of a job
- Injury, illness or death of a wage earner
- Divorce or separation
- Reduction in pay
*** Keeping Your Current Home
Loan Modification
If you can no longer afford to make your mortgage payment, you may qualify for a loan modification to lower your payments. Borrowers that are current on their loan, but having trouble making their payments and borrowers that are behind on their payments may be eligible.
- Is your home your primary residence?
- Are you having trouble paying your mortgage due to a hardship?
- Is the amount of your first mortgage less than or equal to $729,750?
- Did you get your current mortgage before January 1, 2009?
- Is your payment on your first mortgage (including principal, interest, taxes, insurance, and Homeowner's Association Dues) more than 31% of your current gross income?
If you are a homeowner that is current on your mortgage, but cannot refinance to take advantage of the lower rates because your the value of your home has decreased. You may qualify for a refinancing.
- Are you the owner of a one - four unit home?
- Do you have a loan owned or guaranteed by Fannie Mae or Freddie Mac
- Are you current on your mortgage (have not been more than 30 days late on your payment in the last 12 months)
- The amount that you owe on your first mortgage is about the same or less than your first mortgage.
We would appreciate the opportunity to earn your business.
After you have had the chance to review this information, contact us so we can tell you more about how we can help.
